Aadhaar is a unique 12-digit identification number issued by the Unique Identification Authority of India (UIDAI) on behalf of the Government of India. It serves as a valid proof of identity and address across India. In India, the government has made it necessary to link Aadhaar with bank account for various important purposes. This requirement enhances the efficiency of distributing government subsidies, fosters financial inclusion, and facilitates digital transactions.
The use of Aadhaar-based transactions improves accessibility to banking services, particularly in rural regions. If your Aadhaar card isn't linked to your bank account, it might be due to an inactive Aadhaar linking status, indicating your Aadhaar isn't registered with the National Payments Corporation of India (NPCI) for linking. The solution is simple: visit your bank branch, request an Aadhaar seeding form, complete it with the necessary details and submit it at the same branch. This process should reactivate the Aadhaar linking for your bank account ensuring the correct connection.
Multiple ways to link Aadhaar card to bank account:
- Via an ATM
- Using Internet Banking
- In-Person at a Branch
- By Making a Phone Call
- Using the Bank's Mobile Application
- Via SMS
Link Aadhaar card to bank account at the ATM:
- Visit an ATM in close proximity to the bank where you hold your account.
- Insert your bank's debit card into the ATM machine and input your Personal Identification Number (PIN) to gain access to your account.
- On the ATM screen, search for an option related to Aadhaar seeding, linking, or updating. The specific terminology may differ between banks, but it should pertain to Aadhaar. In the "Services" section, choose the "Registrations" category then choose "Aadhaar Registration."
- Pick the type of account (savings/current). You will be prompted to input your Aadhaar number. Ensure that you enter this number accurately.
- The ATM may request you to confirm the Aadhaar number by re-entering it. Be diligent in verifying its accuracy.
- The ATM will proceed to cross-verify the Aadhaar number with the details of your bank account.
- Upon successful Aadhaar linking, the ATM will provide you with either a receipt or a confirmation message. It is advisable to retain this documentation for your records.
- For further assurance, you can also verify the status of your Aadhaar linking through your bank's online portal or mobile app to confirm its correct linkage to your bank account.
Link Aadhaar card to bank account online via internet banking:
- Log in to Your Internet Banking Account: Visit your bank's official website and log in to your internet banking account using your username and password. If you haven't registered for internet banking, you may need to sign up first.
- Access the Aadhaar Linking Section: Once logged in, locate an option related to Aadhaar seeding, linking, or updating. Typically, you can find this option under the "Services" or "Account Services" section.
- Provide Aadhaar Details: Enter your Aadhaar number and any other requested information, such as your bank account number. Ensure that the information you provide is accurate.
- Complete Authentication: Some banks may require an extra layer of authentication, often involving a One-Time Password (OTP) sent to your registered mobile number. Follow the on-screen instructions to complete this step.
- Verify the Linkage: After successful authentication, your bank will confirm that your Aadhaar card is linked to your bank account.
- Verification Process: Your bank will cross-verify the information you provided with the UIDAI database to ensure accuracy.
- Confirmation Notification: You may receive an email or SMS confirming the successful Aadhaar linking. It's advisable to retain this confirmation for your records.
- Check Linking Status: Many banks offer an option to check the status of your Aadhaar linking through their online portal or mobile app. You can utilize this feature to confirm that your Aadhaar is correctly linked to your bank account.
Link Aadhaar card to bank account offline at bank branch:
- Visit Your Bank Branch: Go to the nearest branch of your bank where you have the bank account you wish to link with your Aadhaar card.
- Request the Aadhaar Seeding Form: Approach a bank representative and ask for the Aadhaar seeding form, specifically designed for linking your Aadhaar to your bank account.
- Complete the Form: Fill out the Aadhaar seeding form accurately, providing your Aadhaar number and bank account details correctly. Enclose a self-attested photocopy of your Aadhaar card with the form.
- Submit both the form and the photocopy at the counter, where you might be required to provide your original Aadhaar card for verification.
- Biometric Verification (if necessary): In certain cases, the bank may require you to undergo biometric verification at the branch to confirm your identity, ensuring accuracy.
- Confirmation: Once the bank verifies the details and ensures they match with the Aadhaar database, they will link your Aadhaar card to your bank account.
- Notification: You might receive an email or SMS confirming the successful linking of your Aadhaar. It's wise to retain this confirmation for your records.
- Check Linking Status: To verify the status of your Aadhaar linking with your bank account, you can use the bank's online portal, mobile app, or contact their customer support.
Link Aadhaar card to bank account by mobile phone number:
- Ensure you have your Aadhaar card and bank account details readily available, including your account number.
- Dial the customer support or helpline number of your bank. Typically, you can find this number on the back of your debit/ATM card, on your bank's website, or within their mobile app.
- When connected to a customer support representative, choose the option related to Aadhaar seeding, linking, or updating. Follow any voice prompts or instructions provided by the automated system.
- Input your Aadhaar number and any other necessary information, such as your bank account number, as prompted. Be meticulous in entering these details accurately.
- Depending on your bank's procedures, they may use your phone number for verification or provide additional instructions for authentication. Carefully follow these instructions to complete the process.
- Following successful authentication and verification, the customer support representative will confirm the linking of your Aadhaar to your bank account.
- You may receive an SMS or confirmation message acknowledging the successful Aadhaar linking. It's advisable to retain this message for your records.
- To verify that your Aadhaar is correctly linked, you can check the status through your bank's online portal, mobile app, or by contacting customer support once more.
- Always ensure you use the official customer support number provided by your bank to avoid fraudulent calls and protect your personal information during the phone call.
To link your bank account to your Aadhaar card using the bank's mobile application, follow these general steps. Keep in mind that the exact procedure may vary depending on your bank, so it's advisable to refer to your bank's specific mobile app instructions for precise guidance.
Link Aadhaar card to bank account using bank mobile app:
- Download and Install the Mobile App: If you haven't already, download and install your bank's official mobile application from your device's app store.
- Log In to Your Bank Account: Open the mobile app and log in to your bank account using your username and password. If you haven't registered for mobile banking, you may need to do so first.
- Locate Aadhaar Linking Option: Within the mobile app, find an option related to Aadhaar seeding, linking, or updating. This option might be located under the "Services" or "Account Services" section.
- Enter Aadhaar Details: Input your 12-digit Aadhaar number and any other required information, such as your bank account number. Ensure that you provide accurate details.
- Authentication: Some banks may require additional authentication, often involving a One-Time Password (OTP) sent to your registered mobile number. Follow the on-screen instructions for this step.
- Confirmation: After successful authentication, the mobile app will confirm that your Aadhaar card is linked to your bank account.
- Notification: You might receive an in-app confirmation message or an SMS indicating the successful Aadhaar linking. Keep this confirmation for your records.
- Check Linking Status: To ensure that your Aadhaar is correctly linked, you can check the status through the mobile app itself. Many banks provide an option for this within their app.
Link Aadhaar card to bank account via mobile phone SMS:
- Open the messaging app on your mobile device.
- Compose a new SMS message.
- In the SMS body, input the specific format required by your bank for linking Aadhaar. Typically, this format includes keywords such as "Aadhaar," "A/C," "Aadhaar Number," and "Bank Account Number." Make sure to adhere to the exact format provided by your bank, as it may vary among different banks.
- Fill in the required details in accordance with the format, including your Aadhaar number and bank account number. Verify the accuracy of the information you provide.
- Send the SMS to the designated phone number specified by your bank for Aadhaar linking.
- Depending on your bank's procedures, they may respond with an SMS that includes an authentication code or request additional information to verify your request.
- Following successful authentication and verification, your bank will confirm the linking of your Aadhaar card to your bank account via SMS.
- You may receive an SMS confirming the successful Aadhaar linking. It's advisable to retain this confirmation message for your records.
- To ensure that your Aadhaar is correctly linked, you can inquire about the status through your bank's online portal, mobile app, or by contacting customer support.
Check status of Aadhaar card to bank account link:
- Online Banking Portal:
- Sign in to your bank's official online banking platform using your credentials.
- Navigate to the section where you can access your account details or profile settings.
- Search for an option related to Aadhaar linking or Aadhaar status.
- Follow the provided instructions to check the status, which may entail entering your Aadhaar number or other details for authentication.
- Mobile Banking App:
- Open your bank's official mobile banking application and log in.
- Access your account information or profile settings within the app.
- Locate the feature related to Aadhaar linking or Aadhaar status.
- Follow the guidelines presented to check the status, which may require inputting your Aadhaar number or additional information.
- Customer Support:
- Dial your bank's customer support or helpline number, which is often found on your debit/ATM card, bank's website, or mobile app.
- Opt to connect with a customer support representative.
- Inquire about the status of your Aadhaar linking and follow the representative's guidance to obtain the information.
- SMS Service:
- Some banks offer an SMS service to verify the status of your Aadhaar link. You can send an SMS with a specific format to the designated number provided by your bank.
- The bank will respond with the status of your Aadhaar linking.
- Visit a Branch:
- Visit your bank's nearest branch and approach a bank representative.
- Request assistance in checking the status of your Aadhaar linking. Be prepared to provide your Aadhaar number and bank account details as necessary.
- UIDAI Website:
- Visit the official website of the Unique Identification Authority of India (UIDAI).
- Access the "Check Aadhaar & Bank Account Linking Status" section.
- Input your Aadhaar number and the security code displayed on the page.
- Click the "Send OTP" button to receive a one-time password on your registered mobile number.
- Enter the OTP to verify the status of your Aadhaar bank link.
Link Aadhaar card to State Bank of India (SBI) Online:
- Visit the SBI official website: Go to the official State Bank of India website at https://www.onlinesbi.com/
- Log in to your internet banking account: If you have an internet banking account, log in using your username and password. If you don't have one, you may need to register for internet banking first.
- Navigate to the Aadhaar linking section: Once logged in, find the section related to Aadhaar seeding or linking. This section is typically located under "My Accounts" or "Services."
- Enter your Aadhaar details: You will be prompted to input your Aadhaar number and other required information, including your bank account number.
- Authentication: Some banks may require additional authentication, usually through an OTP (One-Time Password) sent to your registered mobile number. Follow the on-screen instructions to complete this step.
- Confirmation: After successful authentication, your SBI bank account will be linked to your Aadhaar card.
Link Aadhaar card to State Bank of India (SBI) offline at the branch:
- Visit an SBI branch: Go to the nearest SBI branch where you have your bank account.
- Request the Aadhaar seeding form: Approach a bank representative and ask for the Aadhaar seeding form, specifically designed for linking your Aadhaar to your bank account.
- Complete the form: Fill out the Aadhaar seeding form accurately, providing your Aadhaar number and bank account details.
- Submit the form: Hand over the filled-out form to the bank representative. They may request additional documents or information for verification purposes.
- Biometric verification (if necessary): In some instances, the bank may require you to undergo biometric verification at the branch to confirm your identity.
- Confirmation: After verifying the details and ensuring they match with the Aadhaar database, the bank will successfully link your Aadhaar card with your SBI bank account.
- Notification: You may receive an email or SMS confirming the successful Aadhaar linking. It's advisable to retain this confirmation for your records.