e-Shram Labour Card Benefits & Gov Schemes | What Are The Benefits of e-Shram Labour Card?

What is e-Shram Labour Card | Benefits of e-Shramik Card for laborers | e-Shram employment & pension welfare schemes

The e-Shram portal specifically caters to unorganized labour workers with the objective of implementing social security schemes. These workers will be provided with a new e-Shram labour card that includes a unique 12-digit UAN (Universal Account Number) for identification purposes. The registration process on the e-Shram portal is free of charge, and the beneficiaries will also receive accidental insurance coverage through the Pradhan Mantri Suraksha Bima Yojana (PMSBY). Click here to know more about e-Shram labour card employment and pension welfare schemes.

The e-Shram portal has the ability to accommodate the registration of approximately 38 crore labour workers who are part of the unorganized sector. The portal offers various benefits to the labour workers, and it is important to understand the steps for registration, eligibility criteria, and other relevant details such as how to download, update, cancel and check payment status of e-Shram labour card once registered via this portal.

Types of benefits offered by e-Shramik labour card

• A pension of ₹3,000 per month after attaining 60 years. (Click here to know more about e-Shram labour card eligibility criteria)
• The central government has declared a monetary coverage for death insurance of ₹2,00,000 for each registered unorganized labour worker on the e-Shram Portal.
• A financial aid of ₹1,00,000 in case of partial handicap of the registered labour worker.
• If a beneficiary (labour worker in an unorganized sector with an e-Shram labour card) dies due to a mishap, the spouse will get all the benefits.
• Beneficiaries will receive a 12-digit UAN number which will be valid throughout India.
• Once the unorganized labour workers register themselves on the e-Shram portal, they are not required to register separately for the social security schemes launched by the government.
• e-Shram portal will also help to keep a track record of the migrant labour workforce and will pave a path for more job opportunities.
• The e-Shram yojna scheme comprises of a wide range of unorganized labour workers across the country, including construction workers, migrant workers, domestic workers, street vendors, truck drivers, fishermen, and agricultural workers.
• During national crises such as the COVID-19 pandemic, financial aid will be provided to unorganized labour workers registered on the e-Shram portal through Direct Benefit Transfer (DBT), directly into their EPFO-linked bank accounts.
• The database of the e-Shram portal will be integrated with various schemes implemented by the Government of India. This integration enables labour workers to register and access benefits from formal sector schemes through a unified platform, regardless of the nature of their work.
• A toll-free helpline number 14434 is established to assist labour workers with any inquiries or information they may require. This dedicated helpline will be available after registration to provide support and address the queries of the labour workers.

Various schemes under e-Shram portal

1. Social Security Welfare Scheme: The Pradhan Mantri Shram Yogi Maandhan Yojana provides a minimum pension of ₹3,000 to beneficiaries after the age of 60. If the beneficiary passes away, 50% of the pension is given to the spouse. Premium payments ranging from ₹55 to ₹200 are required to avail the benefits, with the beneficiary contributing 50% and the Central Government contributing the remaining 50%.
2. National Pension Scheme for Shopkeepers, Traders, and Self-Employed Persons: This scheme offers a minimum pension of ₹3,000 to beneficiaries after the age of 60. Premium payments ranging from ₹55 to ₹200 are required, with the beneficiary contributing 50% and the central government bearing the other 50%.
3. Pradhan Mantri Jeevan Jyoti Bima Yojana: Implemented by the Department of Financial Services, this scheme provides a benefit of ₹2,00,000 to the nominee in case of the beneficiary's death due to any reason.
4. Pradhan Mantri Suraksha Bima Yojana: Under this scheme, in the event of the beneficiary's death or complete disability, ₹2,00,000 is provided to the nominee, and ₹1,00,000 is provided for partial disability due to an accident.
5. Atal Pension Yojana: This scheme provides a pension ranging from ₹1,000 to ₹5,000 to beneficiaries, with a lump sum amount given to the spouse after the beneficiary's demise.
6. Public Distribution System (PDS): For families living below the poverty line, the beneficiaries receive 35 kg of rice or wheat per month, and families living above the poverty line receive 15 kg of food items.
7. Pradhan Mantri Awas Yojana-Gramin: Financial assistance of ₹1.2 lakh in plain areas and ₹1.3 lakh in hilly areas is provided for the construction of houses.
8. National Social Assistance Program: This pension scheme requires a monthly premium payment of ₹300 to ₹500, and beneficiaries receive a pension ranging from ₹1,000 to ₹3,000.
9. Ayushman Bharat Pradhan Mantri Jan Arogya Yojana: This scheme offers health insurance coverage up to ₹5,00,000 to families without any premium payment.
10. Health Insurance Scheme for Weavers: Weavers receive health insurance coverage through this scheme.
11. National Safai Karamchari Finance and Development Corporation: Financial assistance is provided to Safai Karamcharis through this scheme.
12. Self-Employment Scheme for Rehabilitation of Manual Scavengers: This scheme provides free skill training to manual scavengers and their dependents, along with a government stipend of ₹3,000.

e-Shram labour card registration eligibility criteria

• Applicant's age should be between 16-59 years
• Labour worker should not be a member of EPFO or ESIC
• Labour worker should not be an income tax payer
• Labour worker must be working in the unorganized sector

Click here for list of CSC centres near you.
Click here for e-Shram labour card eligibility criteria.
Click here for apply new e-Shram labour card registration online process.
Click here for e-Shram labour card balance & payment status.
Click here for e-Shram labour card online update, change & correction.
Click here for download e-Shram labour card online.
Click here for cancel e-Shram labour card online.

Frequently asked questions regarding benefits of e-Shram labour card

What is the benefit of an unorganized labour worker when they register on e-Shram portal?

• The Central Government has created the e-Shram portal, a centralized database that includes unorganized labour workers linked with their AADHAAR information. It is envisioned that this e-Shram portal will serve as the primary platform for delivering social security benefits to unorganized labour workers in the future. During emergencies and national crises, such as pandemics, this database can be utilized to provide essential assistance to eligible unorganized labour workers.

Are there any financial/monetary benefits after registration on e-Shram portal?

• Currently, only registration is being done through e-Shram portal. This data maybe utilized to provide financial assistance to the eligible labour workers during any COVID-19 like situation.